The protection of assets is often dependent on the well being of the key provider or controller of those assets. The impact of unforeseen events, or even unplanned events can be catastrophic if  they depend on one or a group of individuals.

Assurance policies encompass:

• Life
• Total and permanent disability
• Trauma
• Keyperson
• Income protection
• Expense protection

 AFRM are a team of prefeesionals specially trained to assess the impact of these events and provide strategy to protect the welfare of those affected by such events.